Head Products at CBZ Holdings Limited – Harare

An exciting career opportunity has arisen within CBZ BANK LIMITED for the position of Head Products under the Retail Banking Division. If you are willing to join a team of energized and passionate experts, this is a career opening for you.

What we expect from you:
Develop and execute the Retail and SME Product Strategy in alignment with the Bank’s strategic and financial objectives. Lead the innovation, design, development and commercialisation of differentiated customer-centric asset and liability products that enhance competitiveness and market positioning. Drive product profitability through competitive pricing, revenue optimisation, margin management and risk-adjusted returns.

Lead the development of differentiated and commercially viable Customer Value Propositions across Retail and SME segments. Lead product commercialisation strategies in collaboration with Segment Heads, Distribution and Marketing. Establish product performance scorecards and implement data-driven interventions to achieve commercial objectives. Ensure effective product governance, regulatory compliance, risk management, transparent pricing and customer protection. Build and lead a high-performing Products team focused on innovation, competitiveness, profitability and continuous improvement.

- Possess a Bachelor's Degree in Banking, Finance, Economics, Business Administration, Marketing or a related discipline.
- An MBA or relevant Master's Degree in Business, Finance, Strategy or Innovation is an added advantage.
- A professional certification in Banking, Product Management, Finance, Strategy or Innovation, such as Chartered Banker, Certified Product Manager, CFA, CIMA or equivalent, is an added advantage.
- Have a minimum of 8 years' progressive banking experience, with at least 5 years in a senior product management, product development, portfolio management or product strategy role.
- Demonstrate proven experience in Retail Banking, SME Banking, Digital Banking or related financial services product management functions.
- Possess strong capability in product strategy, innovation, pricing, profitability analysis, customer value proposition development and product lifecycle management.
- Demonstrate strong strategic leadership, commercial acumen, analytical thinking, stakeholder management and communication skills.