Senior Loans Officer at Confidential Employer – Rusape

Senior Loans officer will evaluate, authorize approval or deny loan applications for people or for business, act as liaison between customers and our financial institution and help qualified applicants acquire loans in a timely manner. Duties and responsibilities include evaluating credit worthiness by processing loan applications and documentation within specified limits. Assisting to interview applicants to determine financial eligibility and feasibility of granting loans. Communicating with clients either to request or to provide information. Justifying decisions (approvals/rejections) and reporting on them. Updating job knowledge on types of loans and other financial services. Maintaining and updating account records. Processing of all loans in the system.

- A Degree or diploma in Banking and Finance
- Proven work experience in microfinance, banking, or lending with minimum of 1 year experience.
- Strong understanding of credit analysis, business appraisal, and risk assessment.
- Demonstrated ability to grow and manage a quality loan portfolio.
- Excellent communication, interpersonal, and client relationship management skills.
- High level of integrity, professionalism, and strong attention to detail.
- Ability to work under pressure and meet targets.
- Valid driver’s licence is an added advantage.